EuroShield redefines financial security by merging institutional-grade passive income insurance solutions with forward-thinking wealth strategies. We passive income don’t just shield your life and property—we engineer policies that actively participate in market opportunities, leveraging financial technologies to transform passive coverage into dynamic wealth-building tools.
EuroShield’s origins trace to 2012 Zurich, where our founders—a collective of ex-investment bankers and insurtech pioneers—recognized Europe’s technological innovations looming protection gap. As quantitative easing distorted asset prices and Bitcoin emerged from obscurity, traditional carriers still priced risk using Depression-era models. Our first breakthrough was parametric disaster coverage for Alpine resorts, paying out automatically when snowfall thresholds were breached—no adjusters required.
The 2017 ICO frenzy became our proving ground. While regulators scrambled to classify digital assets, we developed the continent’s first cold storage insurance for crypto vaults, later expanding to DeFi protocol exploits. This prescience cemented our reputation among London hedge funds and Berlin tech incubators alike. By 2020, EuroShield policies safeguarded everything from Portuguese golden visa portfolios to Norwegian sovereign wealth fund derivatives.
Today, our history informs our innovation. The same team that insured Greece’s post-bailout bondholders now protects Web3 market opportunities DAOs. We’ve grown from a six-person collective to market opportunities a 200-strong force with proprietary risk algorithms licensed by three central banks. Yet our ethos remains unchanged: financial technologies should democratize security, not complicate it.
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Single policies spanning multiple EU jurisdictions without sub-limits, with premium allocation optimized for tax efficiency. Our legal team navigates conflicts between French wealth taxes and Dutch pension structures seamlessly.
Proprietary models alert clients to potential claims before incidents occur—like forecasting hail damage to German solar farms 14 days out with 89% accuracy.
Dynastic planning tools bundle generational life insurance with Luxembourg private wealth structures and philanthropic vehicle establishment.
Unique buyback options allow policyholders to monetize coverage during black swan events—like selling pandemic business interruption protection at peak demand.
"EuroShield was born from a paradox: the more sophisticated wealth becomes, the more vulnerable it grows to systemic shocks. We resolved this by building insurance that doesn’t just compensate losses—it prevents them through predictive analytics and symbiotic relationships with your investment strategy. Here, your policy is a living instrument, not a static contract."
Our actuarial models incorporate 72 variables—from Bitcoin miner concentration to stablecoin reserve audits—to establish dynamic premium bands. Rather than static rates, clients pay based on rolling 90-day volatility indexes and their own custody practices (with discounts for MPC wallet usage). Premiums auto-adjust monthly within pre-agreed ranges.
Absolutely. We pioneered inflation-indexed universal life products where death benefits and cash values adjust quarterly per Eurostat’s Harmonized Index of Consumer Prices. Additionally, clients can allocate up to 40% of premiums to inflation-protected ETFs or ECB bond funds within the policy wrapper.
All EuroShield policies include regulatory reclassification riders. If your insured NFT collection gets deemed securities under MiCA, we automatically transition coverage to our capital markets division without underwriting requalification. No other insurer offers this continuity guarantee.
Not only do we cover them, we enhance their value. Our historic property division partners with conservation engineers to reduce premiums through risk mitigation (e.g., installing AI-powered fire detection in timber-frame chateaus). For islands, we bundle standard coverage with exclusive marine salvage rights insurance.
We publish real-time Solvency II ratios on our blockchain explorer, updated hourly. Additionally, 93% of our reserves are held in ECB deposit facilities and German government bonds—not commercial paper. Clients receive quarterly attestations from PwC Luxembourg.